Credit score requirements vary by product. In general, the State Farm® Visa Credit Card is for established credit with a credit score in the good to excellent range.
Featured credit card offers
It is time for the advantages of a State Farm® Visa Credit Card
These cards and all their rewards and benefits are provided through U.S. Bank.
Bonus $150 cash back
Earn $150 cash back by spending $500 in the first 90 days of being approved for the State Farm® Premier Cash Rewards Visa Signature® Card.1
Earn 3% cash back
on insurance premium payments (up to $4,000 spent annually) 2
Earn 2% cash back
at gas stations and electric vehicle charging stations, drugstores, grocery stores, and on dining
Earn 1% cash back
on all other eligible purchases
Maximize your cash back on every purchase
Low introductory APR for 18 billing cycles
0% intro APR
Receive a 0% Introductory APR, view full terms and conditions* on purchases and balance transfers† for 18 billing cycles, view full terms and conditions. After that, a variable APR, currently % - %, view full terms and conditions.
Auto deductible reimbursement
Get reimbursed up to $200 when you experience a covered loss, if you make a minimum of 8 net purchases in the prior month.
Manage large purchases with a low intro APR.
Maximize your cash back on business purchases
Earn 3% cash back
on insurance premium payments (up to $4,000 spent annually)3
Earn 3% cash back
at gas stations and electric vehicle charging stations (transactions $200 or less), cell phone service providers, office supply stores, and on dining
Earn 1% cash back
on all other eligible purchases
$100 annual
software subscription credit4
Cash back amplified for your business.
APR:0% Introductory APR**, view full terms and conditions on purchases and balance transfers†† for 12 billing cycles, view full terms and conditions. After that, a variable APR, currently % - %, view full terms and conditions.
Earn cash back while building good credit Get rewarded for making insurance premium payments as well as everyday purchases while building or rebuilding good credit.5
Earn 3% cash back
on insurance premium payments (up to $4,000 spent annually)2
Earn 2% cash back
at gas stations and electric vehicle charging stations, drugstores, grocery stores, and on dining
Earn 1% cash back
on all other eligible purchases
Build your credit, elevate your rewards.
Frequently asked questions
A credit card allows you to borrow money, with the intention you’ll pay back the lender (your bank) later. While it sounds simple, credit can get complex. Credit cards offer you a line of credit that can be used to make purchases, balance transfers and/or cash advances and requiring that you pay back the loan amount in the future. When using a credit card, you will need to make at least the minimum payment every month by the due date on the balance. If the full balance for purchases is not paid off, interest charges will be applied. Interest charges will be applied from the date of the transaction for balance transfers and/or cash advances.
Here are two things you can do to build and maintain good credit:
1. Consistently pay your bill on time
2. Stay below your credit limit.
Yes. The credit cards offer contactless chip technology that allow for enhanced security and touch-free payments at the millions of retail store locations that accept contactless payments.
No. All U.S. Bank-issued State Farm credit cards have no annual fee.
U.S. Bank-issued State Farm credit cards offer competitive interest rates, allowing you to choose a credit card that fits your lifestyle.
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