STATE FARM® BUSINESS CASH REWARDS VISA SIGNATURE® CARD

3% cash back plus a low intro rate

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STATE FARM® BUSINESS CASH REWARDS VISA SIGNATURE® CARD

3% cash back plus a low intro rate

Receive a 0% Introductory APRview full terms and conditions* on purchases and balance transfers† for 12 billing cyclesview full terms and conditions. After that, a variable APR, currently $. This card and all its rewards and benefits are provided through U.S. Bank.

3% cash back


On insurance premium payments, up to $4,000 spent annually.1

3% cash back


At gas stations and electric vehicle charging stations (transactions $200 or less), cell phone service providers, office supply stores and on dining.

1% cash back


On all other eligible purchases.

$100 software credit

Receive a $100 credit to your account after 11 consecutive months of eligible software service subscription purchases.3

Additional Benefits

Auto deductible reimbursement

Cut down on unexpected expenses. You can get reimbursed up to $200 of your auto policy deductible when you experience a covered loss, if you make a minimum of 8 net purchases in the prior month.2

Cell phone protection

Your eligible cell phone can be reimbursed up to $600 in the event it is stolen or damaged when you pay your monthly cell phone bill with your card.4

Purchase security

Safeguard your new item against theft or damage for the first 90 days from the date of purchase with Purchase Security, available when you pay with your card.4

No annual fee

Enjoy all of these benefits with no annual fee or foreign transaction feeview full terms and conditions.

Frequently asked questions

Credit score requirements vary by product. In general, the State Farm® Visa Credit Card is for established credit with a credit score in the good to excellent range.

A credit card allows you to borrow money, with the intention you’ll pay back the lender (your bank) later. While it sounds simple, credit can get complex. Credit cards offer you a line of credit that can be used to make purchases, balance transfers and/or cash advances and requiring that you pay back the loan amount in the future. When using a credit card, you will need to make at least the minimum payment every month by the due date on the balance. If the full balance for purchases is not paid off, interest charges will be applied. Interest charges will be applied from the date of the transaction for balance transfers and/or cash advances.

Here are two things you can do to build and maintain good credit: 1) Consistently pay your bill on time. 2) Stay below your credit limit

Yes. The credit cards offer contactless chip technology that allow for enhanced security and touch-free payments, at the millions of retail store locations that accept contactless payments.

No. All U.S. Bank-issued State Farm credit cards have no annual fee.

U.S. Bank-issued State Farm credit cards offer competitive interest rates, allowing you to choose a credit card that fits your lifestyle

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U.S. Bank may change APRs, fees and other account terms in the future based on your experience with U.S. Bank National Association and its affiliates as provided under the Cardmember Agreement and applicable law.

The Contactless Symbol and Contactless Indicator are trademarks owned by and used with the permission of EMVCo, LLC.

The creditor and issuer of these credit cards is U.S. Bank National Association, pursuant to a license from Visa U.S.A. Inc. State Farm and the State Farm logo are registered trademarks of State Farm Mutual Automobile Insurance Company.

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  2. Certain terms, conditions and exclusions apply. In order for coverage to apply, you must use your covered State Farm Credit Card to secure 8 or more separate net purchases (number of purchase transactions minus number of credits and returns, including partial returns) on your covered card in the calendar month immediately preceding the loss. The covered vehicle must be registered in you or your family member’s name and must be legally operated by you or your family member at the time of the loss. Upon approval, please refer to your Guide to Benefits for further details and full terms and conditions.

  3. An automatic statement credit of $100 per 12-month period will be applied to your State Farm Business Cash Rewards Account within two (2) statement billing cycles following 11 consecutive months of eligible software service purchases made directly with a software service provider. Eligible software service providers are identified by their Merchant Category Code (MCC) and purchases made at discount/retail stores or online retailers may not qualify. We do not determine the category codes that merchants choose and reserve the right to determine which Purchases qualify. We reserve the right to adjust or reverse any portion or all of any software services credit for unauthorized purchases or transaction credits. Account must be in good standing (open and able to use) to receive the credit. 

  4. Certain terms, conditions and exclusions apply. In order for coverage to apply for Purchase Security, you must use your covered State Farm Credit Card to secure transactions. In order for coverage to apply for Cell Phone Protection, you must pay your eligible cellular wireless bill with your covered State Farm Credit Card. Upon approval, please refer to your Guide to Benefits for further details and full terms and conditions.  For consumer products only - Dovly Uplift: While Dovly’s platform is designed to remove inaccuracies from your credit report, every case is different, and not everyone will achieve the same results.

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