Business banking solutions

Get the advantage of business banking solutions from U.S. Bank®.

Checking and savings

Silver Business Checking Package

A simple, easy to use checking account for all business types.

Key Benefits

  • Pay no monthly maintenance fee
  • No minimum balance is required
  • Includes 125 free transactions and 25 free cash deposits per statement cycle1, 2

See other checking and savings options

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Lending

General Purpose Quick Loan

A loan for working capital, equipment, building improvements and more.

Key Benefits

  • Includes loan amounts from $5,000 - $250,0003 with a fixed interest rate
  • Loans are secured with general purpose assets.
  • Flexible terms are available up to 84 months4 with $0 origination fee.
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Unsecured Cash Flow Manager

A line of credit which offers competitive variable interest rates with a fixed rate option on existing balances.

Key Benefits

  • Line amounts are available from $10,000 - $100,000.
  • No collateral required
  • No annual fee on line amounts greater than $50,000, otherwise $150.

See other lending options

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Payments

Payment Solutions

Accept payments in person, online, or on the go with U.S. Bank Payment Solutions.

Key Benefits

  • Accept all major credit cards, Apple Pay® and Google pay®.
  • Get transparent pricing and avoid long-term contracts.
  • Get paid daily for your transactions with industry-leading Everyday Funding5, available 7 days a week within hours of batch closing.
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Cash management

SinglePoint® Essentials

One-stop for managing your business checking activity.

Key Benefits

  • You can initiate payments between U.S. Bank accounts and external accounts6
  • Provides your one-stop tool to view account balances and access transaction details for your accounts and business credit cards.

See other cash management options.

Remote Deposit Capture (RDC)

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Disclosures

  1. Transactions are $0.50 each once free transactions are surpassed. A transaction includes deposits and other credits, checks paid and other debits, ACH and deposited items, and signature and PIN based purchases made with a U.S. Bank Business Debit Card. The U.S. Bank Business Debit Card is issued by U.S. Bank National Association, pursuant to a license from Visa U.S.A. Inc.

  2. 25 free cash deposit units per statement cycle. Cash deposit units are calculated by dividing each cash deposit amount by 100 and rounding the resulting value to a whole number. To determine rounding, less than $.50/$50 is rounded down and more than or equal to $.50/$50 is rounded up. Any deposit less than $150 equals one unit. Cash unit allowance applicable to all cash deposits in branch and through U.S. Bank partner ATMs, cash unit allowance not applicable to Cash Vault product. After free units per statement cycle the fee is $0.33 per unit.

  5. Everyday Funding is available at no additional charge to U.S. Bank Payment Solutions merchants with a U.S. Bank checking account. Funding speeds will vary between weekdays and weekends and are dependent on batch times. Funding is based on batch and will be processed every day, including weekends. Activation may take between three to five business days from date of Everyday Funding service request. Once the file is activated, there will be a change in the description of the payment when it is posted to your bank account.

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Deposit products are offered by U.S. Bank National Association. Member FDIC.

Credit products offered by U.S. Bank National Association and are subject to normal credit approval and program guidelines. Some restrictions and fees may apply.

Financing maximums and terms are determined by borrower qualifications and use of funds.

State Farm and the State Farm logo are registered trademarks of State Farm Mutual Automobile Insurance Company. 

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