ONLINE CASH MANAGEMENT

Help control your cash flow with SinglePoint® Essentials.

Conveniently manage your checking, payments, wire and ACH activity in one place with SinglePoint Essentials. Our web-based suite of cash management services offers benefits that go beyond online banking.

A dedicated U.S. Bank business checking account is required to use SinglePoint Essentials.

 

Get started with SinglePoint Essential

Questions before you get started?

Talk to a dedicated U.S. Bank business banker by calling 855-625-7354.

See if SinglePoint® Essentials is right for you.

Take your cash management to the next level with SinglePoint Essentials. For $17.95 a month, you can take advantage of a full suite of services not included with online banking.1 See how SinglePoint Essentials and online banking compare, then choose the option tha's right for your business.

 

Online banking

SinglePoint® Essentials

Checking Account

Account information reporting

Multiple tax IDs

N/A

Shared access

View only

View & enhanced features

Incoming ACH payment details

N/A

Fraud Protection

ACH Positive Pay

N/A

Positive Pay (for checks)

N/A

Electronic Payments

ACH Origination

Domestic only

Domestic & international

Wire Transfers2

Domestic only

Domestic & international

Real-Time Payments

N/A

Checking Account

Online banking

SinglePoint® Essentials

Account information reporting

Online banking

SinglePoint® Essentials

Multiple tax IDs

Online banking

N/A

SinglePoint® Essentials

Shared access

Online banking

View only

SinglePoint® Essentials

View & enhanced features

Incoming ACH payment details

Online banking

N/A

SinglePoint® Essentials

Fraud Protection

Online banking

SinglePoint® Essentials

ACH Positive Pay

Online banking

N/A

SinglePoint® Essentials

Positive Pay (for checks)

Online banking

N/A

SinglePoint® Essentials

Electronic Payments

Online banking

SinglePoint® Essentials

ACH Origination

Online banking

Domestic only

SinglePoint® Essentials

Domestic & international

Wire Transfers2

Online banking

Domestic only

SinglePoint® Essentials

Domestic & international

Real-Time Payments

Online banking

N/A

SinglePoint® Essentials

Consider these additional services.

SINGLEPOINT ESSENTIALS ACH

Simplified payments

For an additional fee of $12 per month, enjoy these features:3

  • Schedule ACH payments up to 30 days in advance.
  • Reduce the risk of fraud with recipient verification.
  • Create recurring payments or collections.
  • Submit batches for next-day settlement until 9 p.m. CT.

SINGLEPOINT ESSENTIALS POSITIVE PAY

Fraud protection

For an additional fee of $23 per month, electronically match checks and ACH transactions to items that a customer has defined.

Non-matching items are flagged as exceptions, so you can decide whether to pay or return them.

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Disclosures

  2. In limited cases, funds may take longer than 24 hours to be delivered. Funds can only be sent on business days between 7:30 a.m. and 3:30 p.m. CT. For more information about making wire transfers, see the Wire transfers FAQ.

  3. Other fees and conditions may apply.

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U.S. Bank and SinglePoint are registered trademarks of U.S. Bank National Association.

Certain terms, conditions, and exclusions may apply. Please refer to visa.com/signature - this link opens in new window for further details and full terms and conditions.

Deposit products are offered by U.S. Bank National Association. Member FDIC.

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