Credit score requirements vary by product. In general, the State Farm® Visa Credit Card is for established credit with a credit score in the good to excellent range.
Additional Benefits
Auto deductible reimbursement
Cut down on unexpected expenses. You can get reimbursed up to $200 of your auto policy deductible when you experience a covered loss, if you make a minimum of 8 net purchases in the prior month.3
Cell phone protection
Protect your cell phone every time you pay your bill. Your eligible cell phone can be reimbursed up to $600 in the event it is stolen or damaged when you pay your monthly cell phone bill.4
Mobile Wallet
Add the State Farm Premier Cash Rewards Visa Signature card to your Mobile Wallet. Convenient and secure, you can pay with just a tap.
Purchase security
Safeguard your new item against theft or damage for the first 90 days from the date of purchase with Purchase Security, available when you pay with your covered card.4
Frequently asked questions
A credit card allows you to borrow money, with the intention you’ll pay back the lender (your bank) later. While it sounds simple, credit can get complex. Credit cards offer you a line of credit that can be used to make purchases, balance transfers and/or cash advances and requiring that you pay back the loan amount in the future. When using a credit card, you will need to make at least the minimum payment every month by the due date on the balance. If the full balance for purchases is not paid off, interest charges will be applied. Interest charges will be applied from the date of the transaction for balance transfers and/or cash advances.
Here are two things you can do to build and maintain good credit: 1) Consistently pay your bill on time. 2) Stay below your credit limit
Yes. The credit cards offer contactless chip technology that allow for enhanced security and touch-free payments, at the millions of retail store locations that accept contactless payments.
No. All U.S. Bank-issued State Farm credit cards have no annual fee.
U.S. Bank-issued State Farm credit cards offer competitive interest rates, allowing you to choose a credit card that fits your lifestyle
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