STATE FARM® CASH REWARDS SECURED VISA® CREDIT CARD

 

Up to 3% cash back today, build credit for tomorrow.

STATE FARM® CASH REWARDS SECURED VISA® CREDIT CARD

 

Up to 3% cash back today, build credit for tomorrow.

Get rewarded for making insurance premium payments as well as everyday purchases while building or re-building good credit.1 Plus, there’s no annual fee ., view full terms and conditionsThis card and all its rewards and benefits are provided through U.S. Bank.

3% cash back


On insurance premium payments, up to $4,000 spent annually2

2% cash back


At gas stations and electric vehicle charging stations, drugstores, grocery stores and on dining. 1% cash back on all other eligible purchases.

No annual fee


Enjoy all of these benefits with no annual fee ., view full terms and conditions

1% cash back


On all other eligible purchases.

Here's how it works

Set your credit limit

Start with a deposit between $300 and $5,000. Your deposit is held in a secured savings account. Your card limit is the same amount as your security deposit.

Build your credit

Spend within your credit limit and pay your bill when it's due. Over time, this will help to build or re-build good credit.

Get your new card

Once you've built or re-built your credit, you may be able to graduate to the State Farm® Premier Cash Rewards Visa Signature® Card. At that time, your deposit will be returned and you'll be sent a new card.

Additional Benefits3

Dovly Uplift™

Combine advanced credit tools and a proprietary algorithm to help raise your score and maximize your money.

Mobile Wallet

Add the State Farm Cash Rewards Secured Visa card to your Mobile Wallet. Convenient and secure, you can pay with just a tap.

Roadside Dispatch®

Depend on emergency roadside assistance. Call on Roadside Dispatch® whenever you’re in need of a tow – available to eligible card members 24/7 with no membership required.

Apply Now

Frequently Asked Questions

Credit score requirements vary by product. In general, the State Farm® Visa Credit Card is for established credit with a credit score in the good to excellent range.

A credit card allows you to borrow money, with the intention you’ll pay back the lender (your bank) later. While it sounds simple, credit can get complex. Credit cards offer you a line of credit that can be used to make purchases, balance transfers and/or cash advances and requiring that you pay back the loan amount in the future. When using a credit card, you will need to make at least the minimum payment every month by the due date on the balance. If the full balance for purchases is not paid off, interest charges will be applied. Interest charges will be applied from the date of the transaction for balance transfers and/or cash advances.

Here are two things you can do to build and maintain good credit: 1) Consistently pay your bill on time. 2) Stay below your credit limit

Yes. The credit cards offer contactless chip technology that allow for enhanced security and touch-free payments, at the millions of retail store locations that accept contactless payments.

No. All U.S. Bank-issued State Farm credit cards have no annual fee.

U.S. Bank-issued State Farm credit cards offer competitive interest rates, allowing you to choose a credit card that fits your lifestyle

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U.S. Bank may change APRs, fees and other account terms in the future based on your experience with U.S. Bank National Association and its affiliates as provided under the Cardmember Agreement and applicable law.

The Contactless Symbol and Contactless Indicator are trademarks owned by and used with the permission of EMVCo, LLC.

The creditor and issuer of these credit cards is U.S. Bank National Association, pursuant to a license from Visa U.S.A. Inc. State Farm and the State Farm logo are registered trademarks of State Farm Mutual Automobile Insurance Company.

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  1. Late payments and going over the credit limit may damage your credit history.

  3. Roadside Dispatch: Certain terms and conditions apply. ID Navigator Powered by NortonLifeLock: No one can prevent all identity theft. Dovly Uplift: While Dovly’s platform is designed to remove inaccuracies from your credit report, every case is different, and not everyone will achieve the same results.

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