Credit score requirements vary by product. In general, the State Farm® Visa Credit Card is for established credit with a credit score in the good to excellent range.
Here's how it works
Set your credit limit
Start with a deposit between $300 and $5,000. Your deposit is held in a secured savings account. Your card limit is the same amount as your security deposit.
Build your credit
Spend within your credit limit and pay your bill when it's due. Over time, this will help to build or re-build good credit.
Get your new card
Once you've built or re-built your credit, you may be able to graduate to the State Farm® Premier Cash Rewards Visa Signature® Card. At that time, your deposit will be returned and you'll be sent a new card.
Additional benefits3
Autopay
Pay on time and avoid late fees by selecting an automatic payment option that best suits your budget.
Mobile Wallet
Add the State Farm Cash Rewards Secured Visa card to your Mobile Wallet. Convenient and secure, you can pay with just a tap.
Roadside Dispatch®
Depend on emergency roadside assistance. Call on Roadside Dispatch® whenever you’re in need of a tow – available to eligible card members 24/7 with no membership required.
Frequently Asked Questions
A credit card allows you to borrow money, with the intention you’ll pay back the lender (your bank) later. While it sounds simple, credit can get complex. Credit cards offer you a line of credit that can be used to make purchases, balance transfers and/or cash advances and requiring that you pay back the loan amount in the future. When using a credit card, you will need to make at least the minimum payment every month by the due date on the balance. If the full balance for purchases is not paid off, interest charges will be applied. Interest charges will be applied from the date of the transaction for balance transfers and/or cash advances.
Here are two things you can do to build and maintain good credit: 1) Consistently pay your bill on time. 2) Stay below your credit limit
Yes. The credit cards offer contactless chip technology that allow for enhanced security and touch-free payments, at the millions of retail store locations that accept contactless payments.
No. All U.S. Bank-issued State Farm credit cards have no annual fee.
U.S. Bank-issued State Farm credit cards offer competitive interest rates, allowing you to choose a credit card that fits your lifestyle
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