Credit score requirements vary by product. In general, the Edward Jones Mastercard credit card is for established credit with a credit score in the good to excellent range.
15,000 Loyalty Points
Earn 15,000 Loyalty Points® when you spend $1,500 within 90 days of opening your account.1
Earn 3 Loyalty Points
per net $1 spent in your top three spending categories.2
Earn 5 Loyalty Points
per net $1 spent on travel booked through the Rewards Center and 1 Loyalty Point per $1 spent on all other eligible net purchases.2
$0 Annual Fee
Enjoy all the benefits with no annual fee plus $0 foreign transaction fees.*
Earn Loyalty Points on three of your favorite categories
Easy and automatic - you never need to choose or sign up to receive your rewards.
Grocery Stores
Travel
Dining
EV Charging & Gas Stations
Excludes purchases at Amazon and discount stores/supercenters such as Target and Walmart.
Additional Benefits
Redemption Options
Turn Loyalty Points into investments with Edward Jones Loyalty Invest.™ Or redeem for a statement credit, merchandise, travel and more.3
Mastercard ID Theft Protection™
Detects and helps quickly resolve ID Theft events, 24/7.4
Zero Fraud Liability Protection
Stay safe from unauthorized purchases.5
Frequently asked questions
A credit card allows you to borrow money, with the intention you’ll pay back the lender (your bank) later. While it sounds simple, credit can get complex. Credit cards offer you a line of credit that can be used to make purchases, balance transfers and/or cash advances and allow you to pay back the amount you borrowed over time. When using a credit card, you may pay the full balance each month; if you don’t, you will need to make at least the minimum payment every month by the due date to avoid late fees and avoid lowering your credit score. If the full balance for purchases is not paid off, interest charges will be applied. Interest charges will be applied from the date of the transaction for balance transfers and cash advances, even if you pay the balance in full.
Here are two things you can do to build and maintain good credit: 1) Consistently pay your bill on time. 2) Stay below your credit limit.
Yes. The credit cards offer contactless chip technology that allows for enhanced security and touch-free payments at the millions of retail store locations that accept contactless payments.
U.S. Bank-issued Edward Jones Mastercard credit cards offer competitive interest rates, allowing you to choose a credit card that fits your lifestyle.
