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Earn your bonus

Open an Everyday Solutions Checking account and earn a $300 bonus when you complete these steps in the first 90 days:

  1. Make two or more direct deposits into your account totaling $3,000 or more.1
  2. Complete two or more debit card purchases totaling $100 or more.1
Apply Now

Use today's spending to guide tomorrow's goals

Manage your money with best-in-class, secure banking solutions. With Everyday Solutions Checking you can optimize your Edward Jones investment account right alongside your banking. Having a consolidated view of your finances allows your financial advisor to provide customized guidance to support your long-term planning needs.

All Everyday Solutions Checking accounts receive:

  • No U.S. Bank ATM transaction fees at U.S. Bank ATMs1
  • First three non-U.S. Bank ATM transaction fees waived1
  • ATM surcharge fees waived at 40,000 MoneyPass ATMs2
  • Your first box of 25 checks is free with waived fees3

Maintain an average minimum balance of $10,000 or more and enjoy additional features4:

  • Unlimited non-U.S. Bank ATM transaction fees waived1
  • Up to $10 in ATM surcharge fees waived for non-U.S. Bank ATMs per statement period2
  • First incoming or outgoing domestic wire transfer fee waived per statement period5

Account owners who are military personnel, 24 and under or 65+ pay no monthly maintenance fee. Below are additional ways to waive the $12 monthly maintenance fee6 after the first 90 days.

  • Maintain a minimum average account balance of $2,000 or more
  • Have combined monthly direct deposits totaling $2,000 or more
  • Be the primary owner of an open and qualified Edward Jones credit card issued by U.S. Bank

  • Enroll in just three simple steps. All you need is your payroll or employee login
  • Your update is seamless, secure and verified in real time
  • Once enrolled, you can use your paycheck the same day it's deposited

Complimentary8 access to Greenlight lets you:

  • Give your kids a debit card in their own names that you can monitor and reload.
  • Use real-life experience to teach them how to manage their own money.
  • Guide their spending with flexible controls that you set.
  • Activate Level Up™, a financial literacy game that gives the kids bite-sized challenges.

Convenient to use for all your everyday purchases like gas and groceries. Use your card for recurring purchases like streaming services and utilities.

  • Your debit card is safer than cash with zero fraud liability9 and fraud detection. If you misplace your card, you can instantly lock or unlock your card anywhere using the mobile app.
  • 24/7 account access with the mobile app or online banking. Set up account alerts10 to track your balance, transactions and more.
  • Easy to use when you add your debit card to your mobile wallet. Make simple, secure payments in stores, in apps and on the web.

Overdrawn $50 or less? Receive $50 overdrawn available balance so you won't have any overdraft fees.11

Overdrawn more than $50? Our Overdraft Fee Forgiven12 program is your backup plan. Get fees waived when you cover the overdraft before 11 p.m. ET on the day you're charged the fee.

Unlimited Overdraft Protection Transfer Fees waived when a transfer is made from an eligible linked account.13

One courtesy overdraft paid fee waived per calendar year.14

Set up account alerts10 to notify you about low balances to help avoid overdraft penalty fees.

U.S. Bank shares information with Edward Jones to enhance the experience of Everyday Solutions clients.

Solutions that make checking simple

Mobile check deposits

Zelle® instant transfers14

Automated bill pay

Contactless payments

Overdraft Fee Forgiven11 and overdraft protection

Account alerts and reminders9

Easy to open.
Easy to set up.

Everyday Solutions Checking lets you manage your cash flow and gives you access to automated tools to help you spend and save wisely. Get started with an initial deposit of $25.15

Apply Now

Apply online in less than five minutes.

Fund your account using an internal or external transfer. You can also add money using your credit, debit or prepaid card.

Securely switch your direct deposit online in minutes.

Download the Edward Jones app from your favorite app store

 

Logo of the Apple App Store. External site opens in a new tab.      Takes you to Google Play Store. External site opens in a new tab.

Frequently asked questions

You can apply for an individual bank account if you're 18 years or older and a legal U.S. resident. You'll need to provide your Social Security number and a valid, government-issued photo ID.

Not quite 18? Youth ages 13 through 17 can apply for an account with an adult as the primary account owner.

Yes. Our Overdraft Fee Forgiven11 program is your backup plan when your available balance is overdrawn $50.01 or more. Get your overdraft paid fee waived when you make a qualifying deposit before 11 p.m. ET on the day you're charged the fee.

Yes. With our automated setup, enrolling in direct deposit is easy:

  1. Search for your employer or payroll provider
  2. Log in with your existing account
  3. Done

Your direct deposit update is seamless, secure and verified in real time.

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