Credit score requirements vary by product. In general, the Edward Jones Mastercard credit card is for established credit with a credit score in the good to excellent range.
Low intro APR
Receive a %% introductory APR** on purchases and balance transfers† for 15 billing cycles. After that, a variable APR, currently $.
$0 Annual Fee
Enjoy all the benefits with no annual fee plus $$ foreign transaction fees.
$20 annual statement credit
for 11 consecutive months of purchases.1
SAVINGS CALCULATOR
Additional Benefits
4 Loyalty Points®
Earn 4 Loyalty Points per net $1 spent on travel booked through the Rewards Center.3
Cell Phone Protection
You can be reimbursed up to $600 for damage or theft of an eligible cell phone when you pay your monthly cell phone bill with your card.4
Mastercard ID Theft Protection™
Detects and helps quickly resolve ID theft events, 24/7.5
Zero Fraud Liability Protection
Stay safe from unauthorized purchases.6
Frequently asked questions
A credit card allows you to borrow money, with the intention you’ll pay back the lender (your bank) later. While it sounds simple, credit can get complex. Credit cards offer you a line of credit that can be used to make purchases, balance transfers and/or cash advances and allow you to pay back the amount you borrowed over time. When using a credit card, you may pay the full balance each month; if you don’t, you will need to make at least the minimum payment every month by the due date to avoid late fees and avoid lowering your credit score. If the full balance for purchases is not paid off, interest charges will be applied. Interest charges will be applied from the date of the transaction for balance transfers and cash advances, even if you pay the balance in full.
Here are two things you can do to build and maintain good credit: 1) Consistently pay your bill on time. 2) Stay below your credit limit.
Yes. The credit cards offer contactless chip technology that allows for enhanced security and touch-free payments at the millions of retail store locations that accept contactless payments.
U.S. Bank-issued Edward Jones Mastercard credit cards offer competitive interest rates, allowing you to choose a credit card that fits your lifestyle.
