Credit score requirements vary by product. In general, the Edward Jones Mastercard credit card is for established credit with a credit score in the good to excellent range.
20,000 Loyalty Points
Earn 20,000 Loyalty Points after spending $1,500 within 90 days of opening your account.1
2 Loyalty Points
Earn 2 Loyalty Points on every $1 spent on eligible net purchases. Plus, 6 Loyalty Points per net $1 spent on travel booked through the Rewards Center.2
Low intro APR
Receive a 0% introductory APR* on purchases for 12 billing cycles. After that, a variable APR, currently $
$0 Annual fee
Enjoy all the benefits with no annual fee plus $0 foreign transaction fees.
Loyalty Points Calculator
Additional benefits
Redemption Options
Turn Loyalty Points into investments with Edward Jones Loyalty Invest.™ Or redeem for a statement credit, merchandise, travel and more.3
Mastercard ID Theft Protection™
24/7 Mastercard ID Theft Protection to detect potential fraud, alert you of suspicious activity and resolve identity threats.4
Zero Fraud Liability
You can be reimbursed for fraud losses due to unauthorized use of your account.5
Extended Warranty
Doubles the original manufacturer's (or store brand's) warranty up to a maximum of 24 months on eligible items you purchase with your card.6
Frequently asked questions
A credit card allows you to borrow money, with the intention you'll pay back the lender (your bank) later. While it sounds simple, credit can get complex. Credit cards offer you a line of credit that can be used to make purchases, balance transfers and/or cash advances and require that you pay back the loan amount in the future. When using a credit card, you will need to make at least the minimum payment every month by the due date on the balance. If the full balance for purchases is not paid off, interest charges will be applied. Interest charges will be applied from the date of the transaction for balance transfers and cash advances.
Here are two things you can do to build and maintain good credit: 1) Consistently pay your bill on time. 2) Stay below your credit limit.
Yes. The credit cards offer contactless chip technology that allows for enhanced security and touch-free payments at the millions of retail store locations that accept contactless payments.
U.S. Bank-issued Edward Jones Mastercard credit cards offer competitive interest rates, allowing you to choose a credit card that fits your lifestyle.
